Terms of Use
Effective Date: December 14, 2025
Acceptance of Terms
Loan Balance Calculator (“Website”), operated by Webscode Media, provides access to online financial calculation tools for consumers and businesses. By accessing or using the Website in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
If you do not agree with any part of these Terms, your sole remedy is to discontinue use of the Website immediately.
Changes to the Terms of Use
The Company reserves the right, at its sole discretion, to modify, update, or revise these Terms of Use at any time. Any changes will take effect immediately upon being posted on the Website.
The most current version of the Terms of Use will always be available via a link in the Website footer. You are responsible for reviewing the Terms regularly to remain informed of any updates.
User Conduct
By using the Website, you agree not to upload, post, transmit, or otherwise make available any content (“Content”) that:
- Infringes any patent, trademark, copyright, trade secret, or other proprietary rights.
- Violates any local, state, federal, or international law.
- Is defamatory, threatening, harassing, abusive, or harmful to minors.
- Contains unauthorized self-promotional content or advertising in public areas not intended for such use.
- Contains viruses, malware, or any harmful code.
- Disrupts the normal flow of dialogue or user interaction on the Website.
- Misleads others with false or inaccurate information.
- Uses forged headers or manipulated identifiers to disguise the origin of Content.
You also agree not to decompile, reverse engineer, or attempt to discover any source code used on the Website.
Unless explicitly permitted in writing, you may not reproduce, duplicate, copy, sell, resell, or exploit any part of the Website for commercial purposes.
Businesses that register or purchase advertising or related services (“Customers”) may manage their own listings or services as long as they comply with the standards outlined above.
Privacy
Please refer to our Privacy Policy for details regarding the collection, use, disclosure, and protection of personal information.
Your continued use of the Website constitutes your acceptance of both the Privacy Policy and these Terms of Use.
Content and External Links
Some content on the Website may include links to third-party websites or online resources. These links are provided solely for convenience and informational purposes.
The Company does not endorse, sponsor, or affiliate with any linked sites unless explicitly stated. We make no representations regarding the accuracy or legality of external content.
Information and calculation results provided on the Website may occasionally be outdated, inaccurate, or incomplete due to the nature of data collection. If you identify an error, please contact us with details so we may investigate and update the information where possible.
Limitations and Termination
The Company may, at its sole discretion, impose limitations on Website usage, including restricting or terminating access to the Website without notice.
You acknowledge and agree that the Company has the right to modify, suspend, or discontinue the Website or any part of it at any time.
The Website and all services are provided “as is” and “as available” without warranties of any kind. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from errors, defects, or viruses. Your use of the Website is solely at your own risk.
Limitation of Liability
Under no circumstances shall the Company be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from:
- Your use or inability to use the Website
- Any interruption, modification, or termination of Website services
- Any errors, inaccuracies, or omissions in Website content
This limitation applies to the fullest extent permitted by law.
Jurisdiction
These Terms of Use are governed by, and construed in accordance with, the laws of the India, without regard to conflict-of-law principles.
You agree to submit to the personal and exclusive jurisdiction of the courts located within India.
Partial Invalidity
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
The Company’s failure to exercise or enforce any right or provision shall not constitute a waiver of that right or provision.
Violation of Terms
You acknowledge that monetary damages may be insufficient for certain violations of this Agreement. The Company is entitled to seek injunctive or equitable relief in such cases without waiving any other remedies.
General
These Terms of Use constitute the entire agreement between you and the Company and supersede all prior agreements or understandings related to your use of the Website.